Personal Finance
‘This life isn't a rehearsal’: how we learned to quit frugality and enjoy our money
Millions of middle-aged employees have no idea how much they need for a comfortable retirement or the amount they have saved so far, ...
Personal Finance
Annuity rates 'could hit rock bottom' as gilt yields plunge
Pensioners who take out an annuity are earning thousands of pounds a year less than previous retirees following a dramatic shift in interest ...
Personal Finance
'Don't have children' and 'save 50pc of your salary': Telegraph readers reveal their top tips for retiring early
Most people would jump at the chance to retire early – but believe the dream is only possible with a top salary, enormous ...
Personal Finance
Watchdog targets pension advisers over 'final salary' transfer fears
The City regulator has renewed its probe into advisers transferring ‘defined benefit’ (DB) or ‘final salary’ pensions, warning that "too much advice still not of ...
Personal Finance
Police chiefs seek NHS-style pension fix to stop four in 10 leaving
Law enforcement leaders are considering leaving the service at a rate of four in 10 in a dispute over pension tax rules, as ...
Personal Finance
Half a million face ‘double taxation’ from radical pension plan
A pension raid being considered by Sajid Javid could mean hundreds of thousands of retirees are forced to pay tax on their savings twice. The ...
Personal Finance
Rules around financial advice risk a pensions crisis
Most people still do not feel they understand enough to plan on their own. So they too seldom ask the big questions The ...
Personal Finance
The ultimate portfolio for a £10k income from a £200k pension
A retirement income of £10,000 from your pension might sound modest but with fewer bills to pay and when pared with the State ...
Personal Finance
Don't patronise me – it's not only women who don't understand pensions
We’ve long been told that women aren’t saving enough for their later years. But is this because financial language is too male or, ...
Personal Finance
The secret trick that can save retirees thousands
Older homeowners are wasting thousands of pounds on expensive equity release plans instead of using a little-known alternative mortgage. People in or approaching ...