Personal Finance
Pandemic forces 1.5 million people to delay retirement
Millions of workers approaching retirement could be forced to delay their plans as a result of the financial troubles caused by coronavirus. Pension ...
Personal Finance
‘This life isn't a rehearsal’: how we learned to quit frugality and enjoy our money
Millions of middle-aged employees have no idea how much they need for a comfortable retirement or the amount they have saved so far, ...
Personal Finance
Annuity rates 'could hit rock bottom' as gilt yields plunge
Pensioners who take out an annuity are earning thousands of pounds a year less than previous retirees following a dramatic shift in interest ...
Personal Finance
'Don't have children' and 'save 50pc of your salary': Telegraph readers reveal their top tips for retiring early
Most people would jump at the chance to retire early – but believe the dream is only possible with a top salary, enormous ...
Personal Finance
Watchdog targets pension advisers over 'final salary' transfer fears
The City regulator has renewed its probe into advisers transferring ‘defined benefit’ (DB) or ‘final salary’ pensions, warning that "too much advice still not of ...
Personal Finance
Police chiefs seek NHS-style pension fix to stop four in 10 leaving
Law enforcement leaders are considering leaving the service at a rate of four in 10 in a dispute over pension tax rules, as ...
Personal Finance
Half a million face ‘double taxation’ from radical pension plan
A pension raid being considered by Sajid Javid could mean hundreds of thousands of retirees are forced to pay tax on their savings twice. The ...
Personal Finance
Rules around financial advice risk a pensions crisis
Most people still do not feel they understand enough to plan on their own. So they too seldom ask the big questions The ...
Personal Finance
The ultimate portfolio for a £10k income from a £200k pension
A retirement income of £10,000 from your pension might sound modest but with fewer bills to pay and when pared with the State ...
Personal Finance
Pension savers unable to move their cash as trustees use emergency powers
Savers who want to ditch defined benefit pensions as their employers struggle to survive may find themselves trapped by trustees using emergency powers to halt transfers. Businesses facing ...