Personal Finance
Homeowners cash in as equity release rates fall below 5pc for first time
Older homeowners have cashed in on long-term house price growth and withdrawn more than £1.8bn from their properties in the first half of ...
Personal Finance
Pensions doctor: 'Have I paid enough in National Insurance to get the full state pension?'
Write to Kate with your pension problem: pensionsdoctor@Finance.co.uk. Columns are published twice a month on Tuesday mornings Dear Kate, My state pension retirement ...
Personal Finance
Don't patronise me – it's not only women who don't understand pensions
We’ve long been told that women aren’t saving enough for their later years. But is this because financial language is too male or, ...
Personal Finance
The secret trick that can save retirees thousands
Older homeowners are wasting thousands of pounds on expensive equity release plans instead of using a little-known alternative mortgage. People in or approaching ...
Personal Finance
Warning over £1bn hit from tax raid on final salary pensions
A tax raid on pensions would punch a £1bn hole in company retirement schemes and could spell disaster for dozens of firms, experts ...
Personal Finance
The ultimate portfolio for a £10k income from a £300k pension
Having a reliable retirement income is the main goal for most investors yet it requires significant savings to get there. In a three-part ...
Personal Finance
Drawdown pensioners could save £12,300 by switching provider as many face extortionate fees
Pensioners may be sleepwalking into paying excessive fees when they could save tens of thousands of pounds by switching their drawdown provider. Intricate ...
Personal Finance
The Bank of Mum and Dad has turned me into a Mrs Bennet
Ladies, I’m sorry to ask, but when was the last time you bought the chap in your life a pair of new underpants? ...
Personal Finance
How to spend it: ultimate drawdown plan for a £250k pension
This is the third in a five-part series looking at the best way to manage your pension spending, for those who have saved ...
Personal Finance
Retirement plans in jeopardy: equity release could be blocked if house prices crash
Homeowners who use equity release to capitalise on soaring house prices could find their retirement dreams in tatters if prices fall as forecast ...