Personal Finance
‘My wife was 20 years my junior. Her death left me on the verge of being homeless’
Couples who have a large age gap between them are being warned of the dangers of assuming the older spouse will die first ...
Personal Finance
Door opens for pension savers to claim against failed unregulated investment firm
Pension savers who poured their life savings into a firm offering risky, unregulated investments can now lodge a claim with the industry lifeboat ...
Personal Finance
Homeowners cash in as equity release rates fall below 5pc for first time
Older homeowners have cashed in on long-term house price growth and withdrawn more than £1.8bn from their properties in the first half of ...
Personal Finance
‘This life isn't a rehearsal’: how we learned to quit frugality and enjoy our money
Millions of middle-aged employees have no idea how much they need for a comfortable retirement or the amount they have saved so far, ...
Personal Finance
Annuity rates 'could hit rock bottom' as gilt yields plunge
Pensioners who take out an annuity are earning thousands of pounds a year less than previous retirees following a dramatic shift in interest ...
Personal Finance
'Don't have children' and 'save 50pc of your salary': Telegraph readers reveal their top tips for retiring early
Most people would jump at the chance to retire early – but believe the dream is only possible with a top salary, enormous ...
Personal Finance
Watchdog targets pension advisers over 'final salary' transfer fears
The City regulator has renewed its probe into advisers transferring ‘defined benefit’ (DB) or ‘final salary’ pensions, warning that "too much advice still not of ...
Personal Finance
Police chiefs seek NHS-style pension fix to stop four in 10 leaving
Law enforcement leaders are considering leaving the service at a rate of four in 10 in a dispute over pension tax rules, as ...
Personal Finance
Half a million face ‘double taxation’ from radical pension plan
A pension raid being considered by Sajid Javid could mean hundreds of thousands of retirees are forced to pay tax on their savings twice. The ...
Personal Finance
Rules around financial advice risk a pensions crisis
Most people still do not feel they understand enough to plan on their own. So they too seldom ask the big questions The ...